Issues of Avoidance

I have a problem. One I really need to rectify.

Whenever I know something will bother me, be it my MasterCard bill or my targets at work, I will avoid it and pretend it doesn't exist. It's sort of a "if I can't see it, it isn't there" kind of thing.
And in most situations avoidance works for only so long...unfortunately. The bill will eventually show up in the mailbox, and the boss will eventually pull you aside and tell you to improve etc...

Okay, so this isn't really a "problem"...it's an ill-advised tactic to buy myself as much time as possible before the inevitable.

But I just can't bear to look at this stuff when I already know it's something I could do without during my day. Why bother bringing myself down even further? Oh right, because in avoiding and ignoring it, it's actually getting worse! Some things have a way of subconsciously bleeding into other facets of your life when pushed aside for too long...like a malignant tumor.

Alright, I've convinced myself...I'm looking at my MasterCard bill....